Phishers and scammers are getting very clever

Everyone should read this.  No matter how good you are, there are people out there who’s “job” it is, is to rip you off.  They are very good at it.  Be careful, and be suspicious.  Never give out anything to an unexpected caller, no matter how well informed they seem.  When in doubt, you can always call the bank or credit card company and ask them if they were trying to get in touch with you.